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American Express® for Small Business - Built for Business Owners
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Cash Flow
Management Support
Managing your cash flow with your American Express Small Business® Card is as simple as 1,2,3.
  1. Maximize your cash flow with up to 55 interest free days.1 Learn more
  2. Use your Card for all of your purchases and enjoy the purchasing power that adjusts dynamically with your Card usage.2
  3. When the time to pay comes, take advantage of our real time payment options so you can continue spending and focus on what you do best : taking care of your business.3
Put more into your business.
And your pocket.
Invest in your business by turning everyday expenses into Membership Rewards® points.
Use your Card to purchase all your business supplies and equipment to earn points. Before you know it, you could be rewarding your clients, employees and yourself.
Get timely, quick and safe access to your account information.
Stop looking for more time.
Start saving it.
Get fast, safe access to your account information anywhere you are, at any time you want. It is easy to set up, can save you time and help cut down on paperwork.
Peace of mind included.
Travel and make business purchases with confidence.
Wherever your business is going, we’re there with you. Save money with benefits built to protect you and your business.
Talk to a Small Business

Sales Consultant
Fill out the form below and small business sales consultant will contact you within two business days.

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Built for Business Owners
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Business Gold Rewards Card
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American Express Business Gold Rewards Card
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The Business Platinum Card from American Express

Or Call 1 888 721 1046
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(Available Monday to Friday from 9am to 5pm EST)


As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28,29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.




No pre-set spending limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.




Subject to the Electronic Payment Program Agreement and availability of the service, you can request a same day payment prior to 8 PM Eastern Time or , if your account is in good standing, a future payment within 25 days scheduled by your next due date (or 28 days after the date of your statement for Corporate Card). However, your first payment can only be scheduled 3 calendar days after enrolment of the bank account. Although we may credit your American Express account it may not appear on your Online Services summary and may not be cleared through your bank until a subsequent day.


®  Used by Amex Bank of Canada under license from American Express