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Peace of mind included.

Peace of mind
included.

Comprehensive Coverage

Purchase Coverage

  • Buyer’s Assurance® Protection Plan 1† This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Gold Rewards Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

    • For more information or to make claim call:
    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822
  • Purchase Protection® Plan 2† Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Gold Rewards Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.

    • For more information or to make claim call:
    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822

Purchase Coverage+

  • Buyer’s Assurance® Protection Plan 1† This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Gold Rewards Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822
  • Purchase Protection® Plan 2† Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you use your Business Gold Rewards Card. You can be reimbursed for insured occurrences not covered by any other insurance.

    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822

Travel Benefits

  • Travel Emergency Assistance 3 AXA provides out-of-town emergency medical referrals and organizes medical visits at clinics, ERs or hospitals, according to the client’s condition. If necessary, AXA can also organize repatriation by commercial flight or evacuation by air ambulance. Legal referrals, and important travel-specific information (such as visa requirements or customs and inoculation regulations) as well as travel assistance services (pre-trip information, lost baggage assistance) are also available by telephone, 24 hours-a-day, 7 days-a-week.

    From anywhere in Canada/U.S. call 1-800-678-5523. Outside Canada/U.S. please call collect (514)-285-8165. Services are not insured: expenses are payable by the client.

    • For more information call:
    • In Canada/U.S. 1 800 678 5523
    • International, call collect (514) 285 8165
  • $100,000 Travel Accident Insurance 4† Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

    • For more information or to make claim call:
    • In Canada/U.S. 1 877 777 1544
  • Complimentary Car Rental Theft and Damage Insurance 5† Save money when travelling with the Car Rental Theft and Damage Insurance included on your Business Gold Rewards Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000.

    To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

    • For more information or to make claim call:
    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822
  • Lost or Stolen Baggage Insurance 6† When you fully charge your airline tickets to your Business Gold Rewards Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Baggage Delay Insurance 6† Book a flight with your Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Flight Delay Insurance 7† Charge your airline ticket to your Business Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Hotel/Motel Burglary Insurance 6† Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your Business Gold Rewards Card.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884

Travel Coverage+

  • Travel Emergency Assistance3 Out-of-town emergency medical and legal referrals and important travel-specific information (such as visa requirements or customs and inoculation regulations) are available by telephone, 24 hours a day, 7 days a week.

    • For more information call:
    • In Canada/U.S. 1 800 678 5523
    • International, call collect (514) 285 8165
  • $100,000 Travel Accident Insurance4† Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Gold Rewards Card. Supplementary Card members, their spouses and dependent children under age 23 are also covered.

    • For more information or to make claim call:
    • In Canada/U.S. 1 877 777 1544
  • Car Rental Theft and Damage Insurance5† Save money when travelling with complimentary Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

    • For more information or to make claim call:
    • In Canada/U.S. 1 800 243 0198
    • International, call collect (905) 475 4822
  • Lost or Stolen Baggage Insurance6† When you fully charge your airline tickets to your Business Gold Rewards Card, you are covered for loss or damage to your checked-in or carry on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Baggage Delay Insurance6† Book a flight with your Business Gold Rewards Card, and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Flight Delay Insurance7† Charge your airline ticket to your Business Gold Rewards Card, and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884
  • Hotel/Motel Burglary Insurance6† Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your Business Gold Rewards Card.

    • For more information or to make claim call:
    • Canada/U.S. 1 866 426 7505
    • International, call collect (905) 816 1884

 Terms and Conditions

1. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

2. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

3. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.

4. Travel Accident Insurance provides automatic coverage of up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Business Gold Rewards Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your Business Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

6. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

7. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®, ™: Used by Amex Bank of Canada under license from American Express.