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American Express® for Small Business - Built for Business Owners
Compare our Small Business Cards
Enjoy premium travel, shopping and dining rewards
American Express Business Gold Rewards Card
American Express® Business Gold Rewards Card
The Business Platinum Card from American Express
The Business Platinum Card® from American Express
American Express® AIR MILES®* for Business Card
American Express® AIR MILES®* Gold Business Card - Small Business Credit Card from American Express Canada
American Express® AIR MILES®* Gold Business Card
Starwood Preferred Guest®* Business Credit Card from American Express

Go anywhere, anytime, anyhow on points

Ready to take care of you, while you take care of your business

The AIR MILES®* Business Card with only one thing on its mind

Earn AIR MILES®* fast with no annual fee

The faster way from 'I wish' to 'I'll never forget'
More Detailsapply nowMore Detailsapply nowMore Detailsapply nowMore Detailsapply nowMore Detailsapply now
American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
Welcome bonus

Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1

Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership.1Get 150 bonus AIR MILES®* Reward Miles when you spend $1,000 in the first 3 months of Cardmembership.1Earn 25,000 Welcome Bonus Starpoints®* after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. That’s enough for up to 2 free nights at a Category 5 property.1 Offer ends October 18th, 2017.1
Card type

Charge Card

Charge Card

Charge CardCredit CardCredit Card
Annual fee

Pay no annual fee for the first year – a $250 value*

$399 which may be tax deductible2*$180*No annual fee$150 (19.99% on purchases and 21.99% on funds advances)*
Supplementary card feePay no annual fee for the first year - a $50 value*$199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®*$50*Free Supplementary Cards for employees$50 annual fee*, waived for the first year2
American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
Welcome bonusEarn 30,000 Welcome Bonus points1Earn 40,000 Welcome Bonus points1Earn a bonus of 2,000 AIR MILES®* Reward Miles1Earn 150 bonus AIR MILES®* Reward Miles1Earn a welcome bonus of 25,000 Starpoints®*. Offer ends October 18, 2017.1
Earning rewards

Earn 1 Membership Rewards point for every dollar in purchases charged to the Card. Plus, you can earn 1 extra point for every $1 in eligible purchases charged to the Card at 3 suppliers you pick from a list of select American Express merchants in Canada. You can earn up to a maximum of 250,000 extra points in each calendar year.2 Supplementary Cardmembers on your account earn points, at the same rate, for every dollar in eligible purchases.

As the basic Cardmember, refer a friend or family member who is a business owner and you3 could earn a referral bonus of 10,000 bonus Membership Rewards® points for each approved referral up to a maximum annual referral bonus of 150,000 Membership Rewards points.4

Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.3 Earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards added to your account.

All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can earn and your points never expire.

As the Basic Cardmember, refer a friend or family member who is a business owner and you could earn a referral bonus of 25,000 bonus Membership Rewards® points for each approved referral up to a maximum annual referral bonus of 225,000 Membership Rewards points.4

Earn 1 AIR MILES Reward Mile for every $10 in Card purchases at AIR MILES®* Sponsors and 1 AIR MILES Reward Mile for every $15 in Card purchases everywhere else.2 Maximize your earning power by using both your AIR MILES®* Collector Card and your new American Express AIR MILES for Business Card at AIR MILES Sponsors and you can earn AIR MILES Rewards Miles twice.

Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES®* Sponsors2

Earn 1 Reward Mile for every $20 in Card purchases everywhere else2

As the Basic Cardmember, refer a friend or family member who is a business owner and you could earn a referral bonus of 50 AIR MILES®* Reward Miles for each approved referral.3

You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG®* and Marriott Rewards®* hotels from November 15, 2016 through November 15, 2017.3

Earn 1 Starpoint®* for every $1 in all other purchases charged to the Card.4

Receive a 5,000 Starpoint bonus from the Starwood Preferred Guest®* program when you transfer 20,000 Starpoints to a frequent flyer program.5

As an added benefit of being the Basic Cardmember, you6 could earn more Starpoints by referring a friend, for each approved referral you could earn a referral bonus of 10,000 Starpoints.7

Receive a Free Weekend Night Award at hotels and resorts worldwide when you reach $40,000 in purchases each year.8

Enjoy an automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.10

Redeeming rewards

Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.

  • Use points to book flights within Canada or to anywhere in the world with a fixed number of points.5
  • Redeem points for statement credits to offset any eligible purchase charged to your Card.6
  • Use points to pay for your Amazon.ca purchases at checkout.7
  • Use points for a wide range of gift cards and merchandise.8
  • Transfer points to frequent flyer and hotel programs9, including one-to-one to Aeroplan®*10 and Avios11.

Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.

  • Use points to book flights within Canada or to anywhere in the world with a fixed number of points.5
  • Redeem points for statement credits to offset any eligible purchase charged to your Card.6
  • Use points to pay for your Amazon.ca purchases at checkout.7
  • Use points for a wide range of gift cards and merchandise.8
  • Transfer points to frequent flyer and hotel programs9, including one-to-one to Aeroplan®*10 and Avios11.
As an American Express AIR MILES for Business Cardmember, you can benefit from an exclusive 25% discount3 on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind. You can also redeem for rewards within the regular AIR MILES®* Reward Program.
  • Redeem for more than 1,200 Rewards including entertainment, kitchen fun, electronics and so much more4
  • AIR MILES has many ways to get you where you want to go with Flights, Hotels, Car Rentals and Package Vacations and Cruises.4
  • Experience nine distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton
  • Experience once-in-a-lifetime events with SPG Moments®*, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
  • Redeem Starpoints for Free Nights with no blackout dates9 at over 1,200 hotels and resorts in nearly 100 countries.
  • Redeem Starpoints for flights with no blackout dates on more than 150 airlines.10
American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
Exceptional savings for small business through partners

12

12

4

11

Online Expense Management Reports

Online Account Access

Front Of The Line® Entertainment Access

Disability Plan for Small Business

13

13

5

4

12

Employee Card Misuse Protection

14

14

6

13

American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
Travel Accident Insurance

Up to $100,00015†

Up to $500,00015†

Up to $100,0007†

Up to $100,0005†

Up to $500,00014†
Car Rental Theft and Damage Insurance

16†

16†

8†

15† 
Flight Delay Insurance

17†

17†

9†

16†
Baggage Delay Insurance

17†

17†

9†

16†
Hotel/Motel Burglary Insurance

18†

18†

10†

16†
Travel Emergency Assistance

19

19

17 
American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
Lost or Stolen Baggage Insurance

20†

20†

10†

16†
Emergency Medical Insurance

21†

 
StandbyMD™ Travel Medical Concierge

22

 
Trip Cancellation Insurance

23†

 
Trip Interruption Insurance

24†

American Express Business Gold Rewards Cardapply nowThe Business Platinum Card from American Expressapply nowapply nowAmerican Express® AIR MILES®* Gold Business Card - American Express AIR MILES credit cardapply nowapply now
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